Once you have decided which mortgage to get, it is time to apply for it. To apply for a self employed mortgage, you need to have a tidy account of all your transactions, statements and perhaps contracts, if necessary. Present all your documents in a tidy way will make things easier for the lender especially when evaluating your documents to determine your eligibility.
If you hand in a messy report, no one would be interested to read through and sort out the whole thing. Your documents will end up in the garbage so take some time and sort through your documents. Make sure they are readable. Put yourself in the position of the self cert mortgage consultant. Do you want to help someone who has no consideration?
If you are being turned down the first time, find out the reason and improve in any areas that cause the reason for being turned down before you approach other lenders. This will help to minimise the number of rejections because the more rejections you get, the worse situation you are in. Other lenders will have to consider a long time whether they approve your mortgage or not. Get a broker to help you apply for the self certified mortgage is a good idea since the broker knows the rules and regulations.